About Us

About Company

Welcome to the world of Wise Choice Mortgage and Finance. We are accredited mortgage brokers under the Mortgage Finance Association of Australia (MFAA), providing assistance to hundreds of Australians since 2015. Our mission is to discover the perfect home loan solution tailored to your financial circumstances and needs, ultimately saving you valuable time, money, and stress.

Certain life moments call for professional guidance to simplify complex processes, and this is especially true when navigating property purchases or refinancing. Utilizing advanced software and leveraging our extensive network of lending contacts, we meticulously review and analyze over 1,500 loan products offered by our diverse panel of more than 45 lenders.

This diligent search enables us to pinpoint the loan that aligns best with your requirements. Once identified, we take charge of the groundwork, utilizing our industry expertise to collaborate with lenders, settlement teams, and real estate agents, ensuring a seamless and anxiety-free experience from start to finish.

It's important to note that all our services are offered with no fees or obligations. We are at your service seven days a week and are flexible to meet you at your convenience. As a company that thrives on word-of-mouth and referrals, our utmost priority is achieving complete client satisfaction, a cornerstone for our continued success.

Core Values:

We commit to uphold:

- Honesty

- Respect

- Integrity

- Reliability

- Professionalism

- Prudence

- Humour (because finance can have its moments…)

Our Goals:

• To assist a maximum number of individuals in the Greater Sydney area in making prudent decisions to enter and ascend the property market.

• To establish ourselves as one of the premier mortgage broking businesses in the Sydney region.

  • Simple
  • Transparent
  • Secure

Talk to Expert

Our Testimonials

What they’re talking about our company

Matrina Katuwal client

Bidhan was fantastic from beginning to the end. We never had a breakdown in communication as he informed us every step through out the journey. He made our process very smooth and easy. He is willing to go extra mile to keep his client updated. We can honestly say that Bidhan made our process relatively stress free. We highly recommend him for mortgage brokering services.

Shanon Ranjit Client

I would highly recommend Bidhan sir as your next mortgage broker. I used his services to refinance an existing loan. He not only got us the best possible rate but assisted us for a smooth transition from one bank to another. He was proactive with the documents required and gave us constant insight into the volatile home loan realm. He is professional and highly competent in his field.

Roshana Munakarmi client

Bidhan dai has been fantastic, taking the stress away from me and my husband. We have used his services before and went back to him for buying investment property because of the excellent work he did for us. We were not disappointed as he again provided more than expected, starting from refinancing, equity grant, maximum loan approval,all the suggestions and leading to the best outcome for us.

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Professional Team

Meet principal broker

Bidhan Pandey is not just a mortgage broker; he's a seasoned expert who has been helping individuals and families navigate the complex world of home financing since 2015. With an impressive track record, Bidhan has assisted over 1,000 satisfied customers in achieving their homeownership dreams.

Bidhan's expertise extends far and wide, having successfully settled over $300,000,000 in loan volumes. This exceptional accomplishment speaks volumes about his ability to secure favorable terms and financing options for his clients.

One of Bidhan's key strengths is his dedication to assisting first-time homebuyers. He understands the unique challenges they face and works tirelessly to simplify the mortgage process, ensuring that they make informed decisions and secure the best rates available.

Bidhan's commitment to his clients doesn't end with the purchase of their first home. He goes the extra mile by helping borrowers save money through strategic refinancing to more affordable rates. By staying up-to-date with market trends and financial products, he identifies opportunities for clients to reduce their mortgage costs, putting money back in their pockets.

Moreover, Bidhan Pandey is an invaluable partner for those embarking on a property investment journey. He provides expert guidance on financing investment properties, helping clients maximize their returns and build wealth through real estate.

In summary, Bidhan Pandey is not just a mortgage broker; he's a trusted advisor who has consistently delivered exceptional results for his clients. With his extensive experience, dedication to first-time homebuyers, cost-saving refinancing strategies, and expertise in property investment, Bidhan is the go-to professional for all your mortgage needs.